Talk With LaFontaine Buick GMC of Lansing About GMC Bad Credit Finance

bad credit car financing

A big reason to buy your next car at LaFontaine Buick GMC of Lansing is our personalized financing. We work with customers of all credit histories – good, bad, and no credit.

Wherever you currently are on the spectrum, be assured that our experienced team has a GMC finance package for you.

Financing a Car with Bad Credit

In today’s volatile economy, many people face financial issues that are beyond their control. This often results in a low credit score, which is stressful and discouraging. Fortunately, our nearby GMC dealers have helped thousands of customers purchase the vehicles they want, at a price that’s ideal for their current economic situation.

One of the ways we do this is through working with our diverse network of financial institutions, each of which has a different specialty. In fact, some of these lenders work specifically with customers who have unique credit problems.

At LaFontaine Buick GMC of Lansing, we strive for 100 percent customer satisfaction no matter what level of credit you may have. This is reflected in our large selection of new, pre-owned, and certified pre-owned cars, SUVs, and GMC trucks. With such a big inventory, there’s no doubt we have the right car for you both in terms of your lifestyle and your budget.

About Car Loans

Regardless of what your credit rating is or the type of car you’re interested in, the basics of car loans are virtually the same. Your credit score is the most important criteria, since it determines how big of a loan you qualify for, and the interest rate you’ll pay. The interest rate you qualify for is expressed as an ‘annual percentage rate (APR).

So, if your APR is 10 percent on a $20,000 car loan, you’ll pay $2,000 in annual interest. This amount is spread out over your 12 monthly car payments. Another key component is your down payment: the amount of money you pay towards the car at the time of purchase. The bigger your down payment, the lower your monthly payments will be.

Our nearby GMC dealers understand that automotive financing can appear intimidating, especially if you have a low credit score. That said, we strive to take the stress and hassle out of the process through transparency, feedback, and regular financing and GMC lease specials. Contact us today and let’s about the right financing package for you.

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